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June 30, 2014

Most HSA Owners Contribute, But Few Max Out

Just over one-half (52 percent) of HSA owners contributed to their account in 2013, according to data collected by the Employee Benefit Research Institute (EBRI). Only five percent, however, contributed the maximum of $6,450. On average, individuals who made contributions deposited $2,032 to their account. HSAs receiving employer contributions received $1,184, on average..

From EBRI Issue Brief No. 400, “HSA Balances, Contributions, Distributions, and Other Vital Statistics — A First Look at Data from the EBRI HSA Database on the 10th Anniversary of the HSA,” published June 2014.